Construction Worker Injured in Massachusetts?
Last updated: 2026 · Verified against Massachusetts DWC regulations
Reviewed by: James R. Holloway, Esq.
Workers' Compensation Attorney · CA Bar #248701 · 14 yrs exp.
Last reviewed: January 2026 · Verified against state DWC regulations
Find out what your amputation claim is worth. Massachusetts workers typically receive $12,000–$85,000. Free, no-obligation assessment.
$12,000
Avg low
$85,000
Avg high
4 years
Deadline
Pre-filled for your situation — just add your wage & impairment info.
Tell us about your work
Your estimated weekly TTD benefit: $480/week
60%
of avg weekly wage (TTD)
$1,694
max weekly benefit
15%
typical attorney fee
4
filing deadline
Massachusetts Workers' Comp Law — Key Facts
Governing statute: MGL c. 152, § 1 et seq.
TTD rate: 60% of average weekly wage
Maximum weekly benefit: $1,694
Statute of limitations: 4 years from injury
Filing deadline: Report to employer within 30 days
Key features of Massachusetts's system:
- ✓ 4-year statute of limitations (longest in the nation)
- ✓ Reviewing Board process before court appeal
- ✓ Conciliation, conference, and hearing process in DIA
Massachusetts's Department of Industrial Accidents (DIA) administers workers' compensation. Massachusetts uses a 60% of average weekly wage TTD rate but has a 4-year statute of limitations — the longest in the nation. Medical benefits are without time limit. Massachusetts provides a unique "wage replacement" benefit structure and allows claimants to appeal to a reviewing board and then to the courts.
What to Expect with Amputation in Massachusetts
45%
Average impairment rating
$120,000
Average medical costs
Traumatic amputation of fingers, hands, or limbs is among the most severe work injuries and typically results in substantial permanent disability awards. Manufacturing press machines, saws, conveyors, and agricultural equipment are the most common causes. The scheduled-loss system in states like New York (up to 312 weeks for arm loss) and New Jersey (330 weeks) often produces higher awards than AMA-based calculations, particularly for upper-limb amputations. Microsurgical replantation is attempted when feasible, but functional outcome varies — some workers elect forgo replantation due to the extended rehabilitation period. Prosthetic devices, including advanced myoelectric prosthetics, are compensable medical expenses. Future medical costs (prosthetic replacement every 3–5 years) should be included in any settlement demand.
Common treatments
- ✓ Emergency hemorrhage control and wound stabilization
- ✓ Microsurgical replantation (where indicated)
- ✓ Residual limb shaping and wound care
- ✓ Prosthetic fitting and training
- ✓ Occupational therapy for adaptive function
- ✓ Psychological counseling for body image and PTSD
Documentation needed
- ✓ Emergency room operative report
- ✓ Surgeon replantation or revision notes
- ✓ Prosthetics evaluation and cost projection
- ✓ Functional capacity evaluation (FCE)
- ✓ Vocational rehabilitation assessment
- ✓ Life care plan (for upper-limb or lower-limb loss)
Frequently asked questions
How is amputation compensation calculated in Massachusetts?
In Massachusetts, your weekly benefit is 60% of your average weekly wage, capped at $1,694. Permanent disability is calculated based on your impairment rating.
What is the average amputation settlement in Massachusetts?
Massachusetts workers with amputation typically settle between $12,000 and $85,000, depending on impairment rating, treatment costs, and lost wages.
How long do I have to file a workers' comp claim in Massachusetts?
4 years from injury. Missing this deadline can permanently bar your claim. Contact a workers' comp attorney as soon as possible.
Do I need a lawyer for a workers' comp claim in Massachusetts?
You are not required to have an attorney, but representation significantly increases average settlement amounts. Most workers' comp attorneys work on contingency — no fee unless you win. Typical fees are 15% of settlement.
Other Massachusetts Workers' Comp Claims
Get a free case review
A licensed attorney in your state contacts you within 24 hours. No fees unless you win.
This calculator provides estimates for informational purposes only. Actual compensation depends on the specific facts of your case, your state's workers' compensation laws, and the outcome of any proceedings. Always consult a licensed workers' compensation attorney in your state.