Retail Worker Injured in Montana?
Last updated: 2026 · Verified against Montana DWC regulations
Reviewed by: James R. Holloway, Esq.
Workers' Compensation Attorney · CA Bar #248701 · 14 yrs exp.
Last reviewed: January 2026 · Verified against state DWC regulations
Find out what your electrical injury claim is worth. Montana workers typically receive $6,000–$50,000. Free, no-obligation assessment.
$6,000
Avg low
$50,000
Avg high
2 years
Deadline
Pre-filled for your situation — just add your wage & impairment info.
Tell us about your work
Your estimated weekly TTD benefit: $533/week
67%
of avg weekly wage (TTD)
$870
max weekly benefit
25%
typical attorney fee
2
filing deadline
Montana Workers' Comp Law — Key Facts
Governing statute: MCA § 39-71-101 et seq.
TTD rate: 67% of average weekly wage
Maximum weekly benefit: $870
Statute of limitations: 2 years from injury
Filing deadline: Report to employer within 30 days
Key features of Montana's system:
- ✓ Montana State Fund is the dominant carrier (state-created insurer)
- ✓ Pre-litigation mediation required for most disputes
- ✓ Vocational rehabilitation benefits available
Montana's Department of Labor and Industry administers workers' compensation through the Employment Relations Division. Montana offers both a state fund (Montana State Fund) and private insurer options. Montana uses AMA Guides for impairment ratings and provides a 66.67% TTD rate. The state has a mediation program for dispute resolution before formal litigation.
What to Expect with Electrical Injury in Montana
22%
Average impairment rating
$48,000
Average medical costs
Electrical injuries — electrocution, arc flash, and lightning strike — cause complex systemic injuries that go beyond surface burns. Electrical current traveling through the body can cause cardiac arrhythmia, neurological damage, rhabdomyolysis (muscle breakdown), and deep tissue necrosis not visible externally at the time of injury. Many workers with significant electrical injuries appear initially uninjured, then develop serious complications over 24–72 hours. OSHA's lockout/tagout standards (29 CFR 1910.147) and electrical safety standards (29 CFR 1910.302–308) govern employer obligations. Employer violations of these standards strengthen the claim and can support inspections or citations. Because electrical injuries have a delayed presentation, documenting the full extent of injury requires a comprehensive evaluation 2–4 weeks post-exposure.
Common treatments
- ✓ Cardiac monitoring and ECG
- ✓ Burn wound care and grafting
- ✓ Kidney dialysis (for rhabdomyolysis)
- ✓ Neurological evaluation for delayed neuropathy
- ✓ Ophthalmology evaluation (cataracts from current)
- ✓ Long-term neuropsychological follow-up
Documentation needed
- ✓ Emergency room ECG and troponin results
- ✓ OSHA incident investigation report
- ✓ Lockout/tagout compliance records
- ✓ Electrical contractor or utility company records
- ✓ Neurological follow-up evaluation
- ✓ Occupational medicine causation opinion
Frequently asked questions
How is electrical injury compensation calculated in Montana?
In Montana, your weekly benefit is 67% of your average weekly wage, capped at $870. Permanent disability is calculated based on your impairment rating.
What is the average electrical injury settlement in Montana?
Montana workers with electrical injury typically settle between $6,000 and $50,000, depending on impairment rating, treatment costs, and lost wages.
How long do I have to file a workers' comp claim in Montana?
2 years from injury. Missing this deadline can permanently bar your claim. Contact a workers' comp attorney as soon as possible.
Do I need a lawyer for a workers' comp claim in Montana?
You are not required to have an attorney, but representation significantly increases average settlement amounts. Most workers' comp attorneys work on contingency — no fee unless you win. Typical fees are 25% of settlement.
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This calculator provides estimates for informational purposes only. Actual compensation depends on the specific facts of your case, your state's workers' compensation laws, and the outcome of any proceedings. Always consult a licensed workers' compensation attorney in your state.