Construction Worker Injured in New Jersey?
Last updated: 2026 · Verified against New Jersey DWC regulations
Reviewed by: Margaret L. Patterson, Esq.
Workers' Compensation Attorney · NY Bar #4129803 · 19 yrs exp.
Last reviewed: January 2026 · Verified against state DWC regulations
Find out what your amputation claim is worth. New Jersey workers typically receive $10,000–$80,000. Free, no-obligation assessment.
$10,000
Avg low
$80,000
Avg high
2 years
Deadline
Pre-filled for your situation — just add your wage & impairment info.
Tell us about your work
Your estimated weekly TTD benefit: $560/week
70%
of avg weekly wage (TTD)
$1,131
max weekly benefit
20%
typical attorney fee
2
filing deadline
New Jersey Workers' Comp Law — Key Facts
Governing statute: N.J.S.A. § 34:15-1 et seq.
TTD rate: 70% of average weekly wage
Maximum weekly benefit: $1,131
Statute of limitations: 2 years from injury
Filing deadline: Report to employer within 14 days
Key features of New Jersey's system:
- ✓ Scheduled loss for extremities (per statutory schedule)
- ✓ Total permanent disability award requires two physicians
- ✓ Second Injury Fund available for pre-existing conditions
New Jersey's Division of Workers' Compensation handles claims, with formal hearings before Workers' Compensation Judges. New Jersey uses a scheduled-loss system for extremity injuries and a percentage-of-total-disability system for non-scheduled injuries. PPD awards are expressed as a percentage of partial total (35 weeks of compensation per 1% disability). The 70% cap on attorney fees (of disputed amounts) allows for meaningful representation.
What to Expect with Amputation in New Jersey
45%
Average impairment rating
$120,000
Average medical costs
Traumatic amputation of fingers, hands, or limbs is among the most severe work injuries and typically results in substantial permanent disability awards. Manufacturing press machines, saws, conveyors, and agricultural equipment are the most common causes. The scheduled-loss system in states like New York (up to 312 weeks for arm loss) and New Jersey (330 weeks) often produces higher awards than AMA-based calculations, particularly for upper-limb amputations. Microsurgical replantation is attempted when feasible, but functional outcome varies — some workers elect forgo replantation due to the extended rehabilitation period. Prosthetic devices, including advanced myoelectric prosthetics, are compensable medical expenses. Future medical costs (prosthetic replacement every 3–5 years) should be included in any settlement demand.
Common treatments
- ✓ Emergency hemorrhage control and wound stabilization
- ✓ Microsurgical replantation (where indicated)
- ✓ Residual limb shaping and wound care
- ✓ Prosthetic fitting and training
- ✓ Occupational therapy for adaptive function
- ✓ Psychological counseling for body image and PTSD
Documentation needed
- ✓ Emergency room operative report
- ✓ Surgeon replantation or revision notes
- ✓ Prosthetics evaluation and cost projection
- ✓ Functional capacity evaluation (FCE)
- ✓ Vocational rehabilitation assessment
- ✓ Life care plan (for upper-limb or lower-limb loss)
Frequently asked questions
How is amputation compensation calculated in New Jersey?
In New Jersey, your weekly benefit is 70% of your average weekly wage, capped at $1,131. Permanent disability is calculated based on your impairment rating.
What is the average amputation settlement in New Jersey?
New Jersey workers with amputation typically settle between $10,000 and $80,000, depending on impairment rating, treatment costs, and lost wages.
How long do I have to file a workers' comp claim in New Jersey?
2 years from injury. Missing this deadline can permanently bar your claim. Contact a workers' comp attorney as soon as possible.
Do I need a lawyer for a workers' comp claim in New Jersey?
You are not required to have an attorney, but representation significantly increases average settlement amounts. Most workers' comp attorneys work on contingency — no fee unless you win. Typical fees are 20% of settlement.
Other New Jersey Workers' Comp Claims
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This calculator provides estimates for informational purposes only. Actual compensation depends on the specific facts of your case, your state's workers' compensation laws, and the outcome of any proceedings. Always consult a licensed workers' compensation attorney in your state.