Construction Worker Injured in Texas?
Last updated: 2026 · Verified against Texas DWC regulations
Reviewed by: Sandra R. Cervantes, Esq.
Workers' Compensation Attorney · TX Bar #24087632 · 16 yrs exp.
Last reviewed: January 2026 · Verified against state DWC regulations
Find out what your back & spine injury claim is worth. Texas workers typically receive $8,000–$75,000. Free, no-obligation assessment.
$8,000
Avg low
$75,000
Avg high
1 year
Deadline
Pre-filled for your situation — just add your wage & impairment info.
Tell us about your work
Your estimated weekly TTD benefit: $560/week
70%
of avg weekly wage (TTD)
$1,066
max weekly benefit
15%
typical attorney fee
1
filing deadline
Texas Workers' Comp Law — Key Facts
Governing statute: Texas Labor Code § 406
TTD rate: 70% of average weekly wage
Maximum weekly benefit: $1,066
Statute of limitations: 1 year from injury
Filing deadline: Report to employer within 30 days
Key features of Texas's system:
- ✓ Employer opt-out system — verify your employer subscribes
- ✓ Impairment Income Benefits (IIBs) based on AMA 4th Ed.
- ✓ 104-week Temporary Income Benefit cap before permanent rating
Texas is the only state where employer participation in the workers' compensation system is optional (non-subscriber employers lose common-law defenses and can face tort suits). Subscribing employers are governed by the Texas Department of Insurance, Division of Workers' Compensation (DWC). Texas uses the AMA Guides, 4th Edition for impairment ratings. Injured workers have one year from the injury date to file a claim with the DWC.
What to Expect with Back & Spine Injury in Texas
15%
Average impairment rating
$45,000
Average medical costs
Back and spine injuries are the single most frequent and costly category of workers' compensation claims in the United States, accounting for roughly one in five lost-time injuries. They range from soft-tissue sprains and disc herniations to fractures and paralysis. Workers in physically demanding roles — construction, warehouse, nursing — face disproportionate risk, but even sedentary office workers suffer cumulative lumbar strain. The L4–L5 and L5–S1 disc levels are most often affected, and even moderate herniations can cause radiating leg pain (sciatica) that prevents any meaningful work activity for months. Settlement values climb steeply when surgery is involved, because post-operative functional limitations are often permanent and verifiable through AMA impairment ratings.
Common treatments
- ✓ Physical therapy (8–26 weeks)
- ✓ Epidural steroid injections (ESI)
- ✓ MRI and diagnostic imaging
- ✓ Chiropractic care
- ✓ Surgery: discectomy, laminectomy, or spinal fusion
- ✓ Pain management / opioid protocols
Documentation needed
- ✓ MRI and X-ray reports (pre- and post-injury if available)
- ✓ Treating physician and specialist notes
- ✓ Incident report filed with employer
- ✓ Wage statements for 52 weeks prior to injury
- ✓ Physical therapy discharge summary
- ✓ AMA impairment rating from an independent medical evaluator
Frequently asked questions
How is back & spine injury compensation calculated in Texas?
In Texas, your weekly benefit is 70% of your average weekly wage, capped at $1,066. Permanent disability is calculated based on your impairment rating.
What is the average back & spine injury settlement in Texas?
Texas workers with back & spine injury typically settle between $8,000 and $75,000, depending on impairment rating, treatment costs, and lost wages.
How long do I have to file a workers' comp claim in Texas?
1 year from injury. Missing this deadline can permanently bar your claim. Contact a workers' comp attorney as soon as possible.
Do I need a lawyer for a workers' comp claim in Texas?
You are not required to have an attorney, but representation significantly increases average settlement amounts. Most workers' comp attorneys work on contingency — no fee unless you win. Typical fees are 15% of settlement.
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This calculator provides estimates for informational purposes only. Actual compensation depends on the specific facts of your case, your state's workers' compensation laws, and the outcome of any proceedings. Always consult a licensed workers' compensation attorney in your state.