Construction Worker Injured in Texas?
Last updated: 2026 · Verified against Texas DWC regulations
Reviewed by: Sandra R. Cervantes, Esq.
Workers' Compensation Attorney · TX Bar #24087632 · 16 yrs exp.
Last reviewed: January 2026 · Verified against state DWC regulations
Find out what your hand & wrist injury claim is worth. Texas workers typically receive $8,000–$75,000. Free, no-obligation assessment.
$8,000
Avg low
$75,000
Avg high
1 year
Deadline
Pre-filled for your situation — just add your wage & impairment info.
Tell us about your work
Your estimated weekly TTD benefit: $560/week
70%
of avg weekly wage (TTD)
$1,066
max weekly benefit
15%
typical attorney fee
1
filing deadline
Texas Workers' Comp Law — Key Facts
Governing statute: Texas Labor Code § 406
TTD rate: 70% of average weekly wage
Maximum weekly benefit: $1,066
Statute of limitations: 1 year from injury
Filing deadline: Report to employer within 30 days
Key features of Texas's system:
- ✓ Employer opt-out system — verify your employer subscribes
- ✓ Impairment Income Benefits (IIBs) based on AMA 4th Ed.
- ✓ 104-week Temporary Income Benefit cap before permanent rating
Texas is the only state where employer participation in the workers' compensation system is optional (non-subscriber employers lose common-law defenses and can face tort suits). Subscribing employers are governed by the Texas Department of Insurance, Division of Workers' Compensation (DWC). Texas uses the AMA Guides, 4th Edition for impairment ratings. Injured workers have one year from the injury date to file a claim with the DWC.
What to Expect with Hand & Wrist Injury in Texas
10%
Average impairment rating
$20,000
Average medical costs
Hand and wrist injuries encompass fractures, tendon lacerations, crush injuries, and nerve damage — conditions that can permanently reduce grip strength and fine motor function. The hand is covered under scheduled-loss provisions in most states, with New York awarding up to 244 weeks and New Jersey up to 245 weeks for total loss. Nerve injuries (ulnar, median, or radial neuropathy) are particularly disabling for workers in skilled trades, healthcare, or manufacturing, where hand precision is essential. Even partial loss of function can meet the threshold for permanent impairment under the AMA Guides, 5th Edition. Timely reporting is critical: delayed treatment creates causation disputes, and employers frequently argue pre-existing degenerative conditions caused the injury.
Common treatments
- ✓ Splinting and casting for fractures
- ✓ Tendon repair surgery
- ✓ Nerve repair or grafting
- ✓ Hand therapy and occupational rehabilitation
- ✓ Carpal tunnel release (if concurrent)
- ✓ Skin grafting for crush/degloving injuries
Documentation needed
- ✓ X-rays confirming fractures or dislocations
- ✓ Surgeon operative report
- ✓ Nerve conduction studies (for nerve injuries)
- ✓ Grip strength measurements pre- and post-treatment
- ✓ Job description listing manual work requirements
- ✓ Incident report and witness statements
Frequently asked questions
How is hand & wrist injury compensation calculated in Texas?
In Texas, your weekly benefit is 70% of your average weekly wage, capped at $1,066. Permanent disability is calculated based on your impairment rating.
What is the average hand & wrist injury settlement in Texas?
Texas workers with hand & wrist injury typically settle between $8,000 and $75,000, depending on impairment rating, treatment costs, and lost wages.
How long do I have to file a workers' comp claim in Texas?
1 year from injury. Missing this deadline can permanently bar your claim. Contact a workers' comp attorney as soon as possible.
Do I need a lawyer for a workers' comp claim in Texas?
You are not required to have an attorney, but representation significantly increases average settlement amounts. Most workers' comp attorneys work on contingency — no fee unless you win. Typical fees are 15% of settlement.
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This calculator provides estimates for informational purposes only. Actual compensation depends on the specific facts of your case, your state's workers' compensation laws, and the outcome of any proceedings. Always consult a licensed workers' compensation attorney in your state.